Finance a New Vehicle With Our Team

Here in Webster, NY, we are proud to help drivers with all of their automotive needs. That includes assisting you with your financing needs. Even if you are brand-new to the purchasing process, our team will be here to help you find a vehicle and a payment plan that complements your needs. We also have a wide selection of online tools you can utilize when you are behind the wheel. Even if you are visiting from Fairport or Rochester, NY, we would be proud to help you.

Our financing team is here to help you with all of your automotive needs. They can provide you with insight into the purchasing process or explain the benefits of leasing. They can also help you with every aspect of the purchasing process.

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Leasing vs. Buying: What's the Difference?

There are two main ways to invest in a vehicle: purchasing and leasing. Both have their own unique benefits, but one may be more suited to your budget and your lifestyle.


Most folks understand the rough idea of what buying a car or truck like the Ford F-150 is like. You have to take out an automotive loan in order to cover the initial cost of the vehicle. This loan will determine your monthly costs, based on a variety of factors: your down payment, the size of the loan, the length of the loan, and the APR. Considering the number of factors in play, your monthly price may be on the higher side. However, you will own your vehicle.

Buying also means, once you have paid off your automotive loan, you have complete control over your vehicle. You won't have to worry about mileage parameters or condition requirements.


Leasing is more akin to renting an apartment. When you lease a car, you are paying a monthly amount rather than breaking down a large automotive loan. This can help make your monthly payments more affordable. Furthermore, leasing can be a great option for folks who want a short-term driving option -- something that you drive for a couple of years. Leasing can also be helpful to drivers in the city, who may not be traveling long distances but still need a car to get around.

On the other hand, leasing is not a great option for folks who drive extensive distances every day. Because leasing comes with certain mileage parameters, long commutes can eat up those miles and cost you more in the long run. Similarly, leasing requires you to keep your vehicle in good condition.

Which Option To Choose?

At the end of the day, the option you choose should be based on what will benefit you the most. If you're a young driver who lives in the city and you're on a budget, leasing may be a good option. If you want a long-term vehicle that you can drive often and commute with, buying may be a better investment. Regardless of what you choose though, our team will help you find a model that is truly right for you.

Ready for a Test Drive?

If you would like to learn more about our selection of new or used vehicles, or if you have any questions about financing, we invite you to visit us at Henderson Ford in Webster, NY. Our team would be proud to help you schedule a test drive with your preferred automotive options. You can also fill out our online finance application if you are ready to take the next step in the purchasing process.

We look forward to assisting you with all of your vehicle-related needs.

We are proud to serve drivers in nearby Penfield, NY and Irondequoit.


Henderson Ford

810 Ridge Road
Directions Webster, NY 14580

  • Sales: 866-963-4420
  • Service: 866-524-6340
  • Parts: 866-524-6329

Finance Hours

  • Monday 9am - 7pm For Appointment 585-353-4176
  • Tuesday 9am - 7pm For Appointment 585-353-4176
  • Wednesday 9am - 7pm For Appointment 585-353-4176
  • Thursday 9am - 7pm For Appointment 585-353-4176
  • Friday 9am - 6pm For Appointment 585-353-4176
  • Saturday 9am - 6pm For Appointment 585-353-4176
  • Sunday Closed